Last Updated: 25th of November 2024

‍1. Introduction
‍Welcome to Merged Horizons Limited. These Terms and Conditions govern your use of our website and services, including online coaching and self-development courses, which may be provided via Telegram channels or groups and live streams.

‍2. Acceptance of Terms
‍By accessing our website, engaging with our sales team, interacting with our coaches or experts on Instagram, using our Telegram bot, participating in our Telegram channels or groups, attending our live streams, and utilizing our services, you agree to these Terms and Conditions and our Privacy Policy.

‍3. Service DescriptionWe offer online coaching and self-development courses. Detailed information about each service is available on our website, through 1:1 sales interactions, on the Instagram profiles of our collaborating coaches or experts, via our Telegram bot, in our Telegram channels or groups, and during our live streams.

‍4. User Obligations
‍You agree to use our services lawfully and as intended.

‍5. Intellectual Property Rights
‍All materials and content in our courses are owned by Merged Horizons Limited and protected by intellectual property laws.

‍6. Payment Terms
‍Payments are made using a designated payment processing system, either as a subscription for ongoing courses/groups or as a one-time payment. Options for pre-payment or partial pre-payment are available for booking spots or availing early bird pricing, with all payments being non-refundable.

‍7. No Refund Policy
‍Our services, including pre-payments and partial pre-payments, are non-refundable.

‍8. No Guarantee of Outcomes
‍Merged Horizons Limited does not guarantee any specific results or outcomes from the use of our services. The company is not responsible for any decisions made based on the content of our courses.

‍9. Limitation of Liability
‍Merged Horizons Limited is not liable for indirect, incidental, special, or consequential damages arising from the use of our services.

‍10. Indemnification
‍You agree to indemnify Merged Horizons Limited against any claims arising from your violation of these Terms and Conditions.

‍11. Dispute Resolution
‍Any disputes under these Terms and Conditions will be governed by Hong Kong law and resolved through arbitration in Hong Kong.

‍12. Modifications to Terms and Conditions
‍We reserve the right to modify these Terms and Conditions at any time. Continued use after changes indicates acceptance of the new terms.

‍13. Contact Information
‍For any inquiries or concerns, please contact us atinfo@mergedhorizons.com